# United Bancorp (UBCP) — Overview

UBCP · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/ubcp

## Price

Last close $13.52 on Oct 15, 2026. 52-week range $12.55 – $17.01.

## Company profile

United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.

## Financials

| Metric | Value |
| --- | --- |
| Revenue (trailing twelve months) | $33.5M |
| Revenue (quarter) | $8.6M |
| Revenue growth (year over year) | 7.96% |
| Gross profit (trailing twelve months) | $0.00 |
| Gross margin | 0.00% |
| Net income (trailing twelve months) | $8.0M |
| Net income (quarter) | $2.1M |
| Net income growth (year over year) | 9.46% |
| Net margin | 23.78% |
| Return on equity | 12.10% |
| EPS (trailing twelve months) | $1.38 |
| Book value per share | $12.57 |
| P/E (trailing twelve months) | 9.7 |
| Price to book | 1.1 |
| Debt to assets | 91.79% |
| Payout ratio | 68.65% |
| Dividend yield | 7.06% |

## Frequently Asked Questions

### Is United Bancorp (UBCP) profitable?

Yes. United Bancorp earned $8.0M in net income over the trailing twelve months, a net margin of 23.78%.

### How much revenue does United Bancorp (UBCP) make?

United Bancorp generated $33.5M in revenue over the trailing twelve months, up 7.96% year over year.

### What is UBCP's P/E ratio?

United Bancorp trades at 9.7 times trailing twelve-month earnings, on an EPS of $1.38.

### How do I buy stock in United Bancorp (UBCP)?

UBCP trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at [Light Horse Dashboard](https://portal.lighthorse.io), the trading API, or an [AI agent connected over MCP](/instructions/ai/claude). The trade panel on this page places the order once you are signed in.

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This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).