# United Bankshares (UBSI) — Earnings

UBSI · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/ubsi/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q4 2025 |
| Period end | Dec 31, 2025 |
| EPS actual | $0.91 |
| EPS estimate | $0.86 |
| EPS surprise | +6.06% |
| Revenue surprise | +0.88% |
| Revenue | $318.4M |
| Revenue estimate | $315.6M |
| Reported | Jan 22, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/729986/000119312526018696/d74461d8k.htm) |

United Bankshares' most recent quarter in the table is Q4 2025, reported on January 22, 2026. Earnings per share were $0.91, ahead of the $0.86 estimate by 6.06%. Revenue was $318.4 million, about 0.9% above the $315.6 million consensus. Compared with Q4 2024, EPS rose about 32% from $0.69 and revenue rose about 22% from $261.9 million.

For several years the results were steady. Annual EPS was $2.83 in 2021, $2.81 in 2022, $2.71 in 2023 and $2.74 in 2024, and yearly revenue stayed between $1.02 billion and $1.06 billion. In 2025, Q2 and Q4 EPS were well above the year before, at $0.85 and $0.91. Q4 2025 set the highs here for both EPS and revenue. Q3 2025 is missing from the table, so no 2025 annual total is given. United Bankshares beat the EPS estimate in 13 of the last 20 quarters shown and in each of the last six.

The bank has reported about three to four weeks after each quarter ends, in late January, April, July and October. No quarter after Q4 2025 appears here yet. The next update will show whether the higher earnings level of 2025 carried into 2026.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q4 2025 | Jan 22, 2026 | $0.86 | $0.91 | 6.06% | $315.6M | $318.4M |
| Q2 2025 | Jul 24, 2025 | $0.76 | $0.85 | 11.59% | $298.8M | $306.0M |
| Q1 2025 | Apr 24, 2025 | $0.53 | $0.59 | 12.02% | $278.8M | $289.6M |
| Q4 2024 | Jan 24, 2025 | $0.68 | $0.69 | 2.07% | $262.7M | $261.9M |
| Q3 2024 | Oct 24, 2024 | $0.67 | $0.70 | 4.17% | $259.9M | $262.2M |
| Q2 2024 | Jul 25, 2024 | $0.64 | $0.71 | 10.25% | $255.5M | $255.9M |
| Q1 2024 | Apr 25, 2024 | $0.65 | $0.64 | -1.28% | $258.0M | $254.7M |
| Q4 2023 | Jan 26, 2024 | $0.65 | $0.59 | -8.53% | $259.1M | $263.4M |
| Q3 2023 | Oct 25, 2023 | $0.65 | $0.71 | 9.23% | $256.2M | $262.1M |
| Q2 2023 | Jul 27, 2023 | $0.66 | $0.68 | 3.03% | $260.7M | $262.6M |
| Q1 2023 | Apr 26, 2023 | $0.74 | $0.73 | -1.12% | $274.2M | $267.1M |
| Q4 2022 | Jan 26, 2023 | $0.78 | $0.74 | -5.61% | $277.4M | $280.3M |
| Q3 2022 | Oct 27, 2022 | $0.66 | $0.76 | 14.58% | $263.7M | $273.4M |
| Q2 2022 | Jul 28, 2022 | $0.64 | $0.71 | 11.81% | $251.4M | $258.5M |
| Q1 2022 | Apr 26, 2022 | $0.60 | $0.60 | -0.28% | $244.4M | $237.5M |
| Q4 2021 | Jan 27, 2022 | $0.56 | $0.56 | -0.59% | $244.9M | $237.7M |
| Q3 2021 | Oct 26, 2021 | $0.66 | $0.71 | 7.58% | $244.1M | $250.2M |
| Q2 2021 | Jul 23, 2021 | $0.71 | $0.73 | 3.40% | $261.5M | $249.4M |
| Q1 2021 | Apr 23, 2021 | $1.26 | $0.83 | -34.13% | $274.5M | $283.5M |
| Q4 2020 | Jan 28, 2021 | $0.61 | $0.71 | 16.07% | $251.1M | $286.1M |

## Frequently Asked Questions

### When did United Bankshares (UBSI) last report earnings?

United Bankshares last reported on Jan 22, 2026, covering fiscal Q4 2025.

### Did UBSI beat earnings estimates?

Yes. United Bankshares reported EPS of $0.91 for Q4 2025 against a $0.86 estimate — a 6.06% beat.

### How much revenue did UBSI report last quarter?

United Bankshares reported $318.4M in revenue for Q4 2025, against a consensus estimate of $315.6M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.

Data provided by [AInvest](https://www.ainvest.com).