# Universal Insurance Holdings (UVE) — Earnings

UVE · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/uve/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $1.84 |
| EPS estimate | $1.62 |
| EPS surprise | +13.93% |
| Revenue surprise | +1.09% |
| Revenue | $621.3M |
| Revenue estimate | $614.6M |
| Reported | Jul 23, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/891166/000089116626000088/uve-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/3667fee7-5221-f503-928a-b41a22d6425f.html) |

Universal Insurance reported Q2 2026 results on July 23, 2026. Earnings per share were $1.84, ahead of the $1.62 estimate by 13.93%. Revenue was $621.3 million, 1.09% above the $614.6 million consensus and the highest in the table. Compared with Q2 2025, EPS rose about 50% from $1.23 and revenue rose about 4% from $596.7 million.

Earnings have been uneven but strong recently. The company lost $0.44 per share in 2022, then earned $1.93 in 2023, $1.77 in 2024 and $6.20 in 2025. The first half of 2026 totals $3.84, about 44% more than the $2.67 a year earlier. Q4 2025 set the quarterly high here at $2.17. Q3 has been the weak spot: the company posted losses in Q3 2022, Q3 2023 and Q3 2024, the largest being $2.27 per share in Q3 2022, before earning $1.36 in Q3 2025. Universal Insurance has topped the EPS estimate in all 20 quarters shown.

The company reported Q3 results between October 23 and October 27 in each of the past five years. That points to late October 2026 for the next report. Given how Q3 has swung in the table, it will show whether the profit seen in Q3 2025 repeats.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Jul 23, 2026 | $1.62 | $1.84 | 13.93% | $614.6M | $621.3M |
| Q1 2026 | Apr 23, 2026 | $1.42 | $2.00 | 40.64% | $481.1M | $506.5M |
| Q4 2025 | Feb 24, 2026 | $1.29 | $2.17 | 68.60% | $485.0M | $483.7M |
| Q3 2025 | Oct 23, 2025 | $1.17 | $1.36 | 15.85% | $591.6M | $592.8M |
| Q2 2025 | Jul 24, 2025 | $1.12 | $1.23 | 10.02% | $595.6M | $596.7M |
| Q1 2025 | Apr 24, 2025 | $1.26 | $1.44 | 14.34% | $459.6M | $467.1M |
| Q4 2024 | Feb 25, 2025 | $0.08 | $0.25 | 195.86% | $449.9M | $470.9M |
| Q3 2024 | Oct 24, 2024 | −$0.97 | −$0.73 | 24.49% | $553.3M | $574.4M |
| Q2 2024 | Jul 25, 2024 | $1.02 | $1.18 | 15.32% | $569.0M | $578.3M |
| Q1 2024 | Apr 25, 2024 | $1.04 | $1.07 | 2.41% | $426.5M | $446.2M |
| Q4 2023 | Feb 22, 2024 | $0.25 | $0.43 | 71.73% | $428.6M | $432.6M |
| Q3 2023 | Oct 26, 2023 | −$0.29 | −$0.16 | 45.05% | $515.7M | $532.0M |
| Q2 2023 | Jul 27, 2023 | $0.69 | $0.87 | 26.09% | $548.5M | $547.1M |
| Q1 2023 | Apr 27, 2023 | $0.74 | $0.79 | 6.63% | $436.1M | $410.1M |
| Q4 2022 | Feb 23, 2023 | −$0.49 | $0.72 | 247.21% | $439.3M | $416.1M |
| Q3 2022 | Oct 27, 2022 | −$2.46 | −$2.27 | 7.55% | $476.3M | $500.7M |
| Q2 2022 | Jul 27, 2022 | $0.39 | $0.47 | 21.01% | $521.0M | $532.5M |
| Q1 2022 | Apr 28, 2022 | $0.58 | $0.64 | 11.23% | $401.8M | $396.5M |
| Q4 2021 | Feb 24, 2022 | −$1.61 | −$1.53 | 5.00% | $418.6M | $399.3M |
| Q3 2021 | Oct 27, 2021 | $0.50 | $0.63 | 26.38% | $464.7M | $433.0M |

## Frequently Asked Questions

### When did Universal Insurance Holdings (UVE) last report earnings?

Universal Insurance Holdings last reported on Jul 23, 2026, covering fiscal Q2 2026.

### Did UVE beat earnings estimates?

Yes. Universal Insurance Holdings reported EPS of $1.84 for Q2 2026 against a $1.62 estimate — a 13.93% beat.

### How much revenue did UVE report last quarter?

Universal Insurance Holdings reported $621.3M in revenue for Q2 2026, against a consensus estimate of $614.6M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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