# Velocity Financial (VEL) — Earnings

VEL · NYSE · Stock

Canonical page: https://www.lighthorse.io/tickers/vel/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.71 |
| EPS estimate | $0.65 |
| EPS surprise | +9.03% |
| Revenue surprise | +11.01% |
| Revenue | $95.0M |
| Revenue estimate | $85.6M |
| Reported | Aug 5, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1692376/000119312526335807/vel-20260630.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/90e2f48b-f83e-c323-de7b-1ab04983f8f7.html) |

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Aug 5, 2026 | $0.65 | $0.71 | 9.03% | $85.6M | $95.0M |
| Q1 2026 | May 6, 2026 | $0.64 | $0.68 | 6.25% | $68.5M | $85.2M |
| Q4 2025 | Mar 12, 2026 | $0.67 | $0.93 | 38.81% | $67.8M | $102.9M |
| Q3 2025 | Nov 7, 2025 | $0.60 | $0.69 | 15.00% | $66.6M | $85.8M |
| Q2 2025 | Aug 8, 2025 | $0.53 | $0.73 | 36.88% | $65.0M | $85.8M |
| Q1 2025 | May 1, 2025 | $0.52 | $0.55 | 5.10% | $62.3M | $69.1M |
| Q4 2024 | Mar 10, 2025 | $0.48 | $0.60 | 24.35% | $55.1M | $71.2M |
| Q3 2024 | Nov 8, 2024 | $0.48 | $0.47 | -2.14% | $43.8M | $55.9M |
| Q2 2024 | Aug 2, 2024 | $0.41 | $0.45 | 10.57% | $50.2M | $54.8M |
| Q1 2024 | May 3, 2024 | $0.39 | $0.51 | 30.77% | $46.2M | $54.2M |
| Q4 2023 | Mar 8, 2024 | $0.38 | $0.46 | 22.21% | $47.5M | $51.6M |
| Q3 2023 | Nov 3, 2023 | $0.35 | $0.37 | 4.64% | $37.3M | $44.6M |
| Q2 2023 | Aug 4, 2023 | $0.33 | $0.38 | 16.71% | $35.7M | $39.0M |
| Q1 2023 | May 5, 2023 | $0.29 | $0.33 | 13.29% | $30.2M | $36.3M |
| Q4 2022 | Mar 10, 2023 | $0.29 | $0.27 | -5.56% | $27.7M | $32.1M |
| Q3 2022 | Nov 3, 2022 | $0.30 | $0.29 | -2.68% | $27.6M | $26.8M |
| Q2 2022 | Aug 4, 2022 | $0.29 | $0.31 | 6.97% | $27.3M | $29.1M |
| Q1 2022 | May 6, 2022 | $0.26 | $0.36 | 37.72% | $25.7M | $16.3M |
| Q4 2021 | Mar 10, 2022 | $0.24 | $0.29 | 21.24% | $22.0M | $23.5M |
| Q3 2021 | Nov 4, 2021 | $0.20 | $0.23 | 12.58% | $20.9M | $22.2M |

## Frequently Asked Questions

### When did Velocity Financial (VEL) last report earnings?

Velocity Financial last reported on Aug 5, 2026, covering fiscal Q2 2026.

### Did VEL beat earnings estimates?

Yes. Velocity Financial reported EPS of $0.71 for Q2 2026 against a $0.65 estimate — a 9.03% beat.

### How much revenue did VEL report last quarter?

Velocity Financial reported $95.0M in revenue for Q2 2026, against a consensus estimate of $85.6M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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