# XP (XP) — Earnings

XP · NASDAQ · Stock

Canonical page: https://www.lighthorse.io/tickers/xp/earnings

## Most recent quarter

| Metric | Value |
| --- | --- |
| Fiscal period | Q2 2026 |
| Period end | Jun 30, 2026 |
| EPS actual | $0.51 |
| EPS estimate | $0.50 |
| EPS surprise | +2.92% |
| Revenue surprise | +0.69% |
| Revenue | $941.6M |
| Revenue estimate | $935.1M |
| Reported | Aug 17, 2026 |
| SEC filing | [View filing](https://www.sec.gov:443/Archives/edgar/data/1787425/000095010326012482/dp251887_6k-2q26finstate.htm) |
| Earnings call | [Transcript](http://o.thsi.cn/dc-d-stock-america.teleconference/dad06351-00d9-48ce-0e95-0c9dd69a561a.html) |

XP reported Q2 2026 results on August 17, 2026. Earnings per share were $0.51, ahead of the $0.50 estimate by 2.92%. Revenue was $941.6 million, 0.69% above the $935.1 million consensus. Compared with Q2 2025, EPS rose about 13% from $0.45 and revenue rose about 15% from $819.3 million. Both figures are the highest in the table.

The longer record shows growth with one pause. Annual EPS rose from $1.23 in 2022 to $1.55 in 2023, slipped to $1.49 in 2024, then reached $1.78 in 2025. Revenue grew about 30% from 2022 to 2025, from $2.57 billion to $3.36 billion. The first half of 2026 adds up to $0.99 per share, about 16% more than the first half of 2025. Quarterly EPS has risen in each of the last six quarters. Over the last 20 quarters, XP beat the EPS estimate 15 times and missed 5 times. The most recent miss was Q1 2026, at 2.82% below.

XP has released third-quarter results between November 4 and November 19 in each of the past five years, and later in the month more recently. That points to mid-November 2026 for the next report.

## Earnings history

| Fiscal period | Report date | EPS estimate | EPS actual | Surprise | Revenue estimate | Revenue actual |
| --- | --- | --- | --- | --- | --- | --- |
| Q2 2026 | Aug 17, 2026 | $0.50 | $0.51 | 2.92% | $935.1M | $941.6M |
| Q1 2026 | May 18, 2026 | $0.49 | $0.48 | -2.82% | $928.8M | $909.7M |
| Q4 2025 | Feb 12, 2026 | $0.46 | $0.47 | 1.44% | $866.1M | $901.6M |
| Q3 2025 | Nov 17, 2025 | $0.46 | $0.46 | 1.44% | $875.6M | $874.9M |
| Q2 2025 | Aug 19, 2025 | $0.43 | $0.45 | 5.26% | $832.1M | $819.3M |
| Q1 2025 | May 20, 2025 | $0.38 | $0.40 | 4.65% | $779.2M | $760.4M |
| Q4 2024 | Feb 18, 2025 | $0.36 | $0.36 | 1.15% | $719.3M | $723.8M |
| Q3 2024 | Nov 19, 2024 | $0.40 | $0.40 | -0.25% | $802.0M | $790.8M |
| Q2 2024 | Aug 14, 2024 | $0.35 | $0.36 | 3.79% | $736.5M | $752.2M |
| Q1 2024 | May 21, 2024 | $0.40 | $0.37 | -8.18% | $809.3M | $806.5M |
| Q4 2023 | Feb 27, 2024 | $0.41 | $0.42 | 3.95% | $841.7M | $832.3M |
| Q3 2023 | Nov 13, 2023 | $0.40 | $0.42 | 4.88% | $761.8M | $819.0M |
| Q2 2023 | Aug 15, 2023 | $0.38 | $0.41 | 8.26% | $739.3M | $739.3M |
| Q1 2023 | May 15, 2023 | $0.27 | $0.30 | 9.87% | $606.1M | $617.7M |
| Q4 2022 | Feb 17, 2023 | $0.33 | $0.26 | -21.02% | $677.0M | $598.5M |
| Q3 2022 | Nov 8, 2022 | $0.29 | $0.34 | 16.90% | $630.1M | $667.5M |
| Q2 2022 | Aug 9, 2022 | $0.30 | $0.31 | 1.71% | $654.0M | $651.2M |
| Q1 2022 | May 3, 2022 | $0.34 | $0.32 | -5.08% | $714.4M | $657.3M |
| Q4 2021 | Feb 9, 2022 | $0.27 | $0.31 | 15.43% | $578.5M | $583.9M |
| Q3 2021 | Nov 4, 2021 | $0.27 | $0.31 | 11.66% | $588.6M | $581.2M |

## Frequently Asked Questions

### When did XP (XP) last report earnings?

XP last reported on Aug 17, 2026, covering fiscal Q2 2026.

### Did XP beat earnings estimates?

Yes. XP reported EPS of $0.51 for Q2 2026 against a $0.50 estimate — a 2.92% beat.

### How much revenue did XP report last quarter?

XP reported $941.6M in revenue for Q2 2026, against a consensus estimate of $935.1M.

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Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

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