Arrow Financial (AROW) earnings history
Most recent quarter
- Fiscal period
- Q4 2025
- Period end
- Dec 31, 2025
- EPS actual
- $0.85
- EPS estimate
- $0.80
- EPS surprise
- +6.25%
- Revenue surprise
- +0.26%
- Revenue
- $43.4M
- Revenue estimate
- $43.3M
- Reported
- Jan 29, 2026
Arrow Financial's latest results in the table are for Q4 2025, reported on January 29, 2026. EPS was $0.85, ahead of the $0.80 estimate by 6.25%. Revenue was $43.4 million, just above the $43.3 million consensus. Compared with Q4 2024, EPS rose about 81% from $0.47 and revenue rose about 28% from $33.9 million.
2025 was a recovery year in the table. EPS rose in each quarter, from $0.38 in Q1 to $0.65, $0.77 and $0.85, and the full year came to $2.65 per share on revenue of $165.5 million. That compares with $2.91 in 2021, $2.88 in 2022 and $1.77 in 2023; the table has no Q1 2024 row, so 2024 has no full-year total. Q4 2025 was the highest quarter here for both EPS and revenue. Arrow beat the EPS estimate in each of the last three quarters, after missing in four of the five before them.
Q1 results usually came out in late April or early May, though the table has no Q1 2026 row yet. When it is added, it will show whether quarterly EPS stays near the $0.85 level of Q4 2025.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q4 2025 | Jan 29, 2026 | $0.80 | $0.85 | +6.25% | $43.4M | SEC |
| Q3 2025 | Oct 30, 2025 | $0.72 | $0.77 | +6.94% | $42.8M | SEC |
| Q2 2025 | Jul 24, 2025 | $0.60 | $0.65 | +8.33% | $40.1M | SEC |
| Q1 2025 | May 1, 2025 | $0.43 | $0.38 | −10.88% | $39.2M | SEC |
| Q4 2024 | Jan 30, 2025 | $0.58 | $0.47 | −19.41% | $33.9M | SEC |
| Q3 2024 | Oct 31, 2024 | $0.53 | $0.53 | +0.00% | $36.6M | SEC |
| Q2 2024 | Jul 25, 2024 | $0.54 | $0.52 | −3.70% | $35.0M | SEC |
| Q4 2023 | Feb 1, 2024 | $0.47 | $0.46 | −2.13% | $33.1M | SEC |
| Q3 2023 | Oct 24, 2023 | $0.33 | $0.46 | +39.39% | $33.4M | SEC |
| Q2 2023 | Aug 8, 2023 | $0.44 | $0.35 | −20.00% | $32.7M | SEC |
| Q1 2023 | Jul 24, 2023 | $0.64 | $0.50 | −21.21% | $34.8M | SEC |
| Q4 2022 | Jan 30, 2023 | $0.78 | $0.71 | −8.75% | $37.7M | SEC |
| Q3 2022 | Oct 27, 2022 | $0.66 | $0.72 | +8.82% | $38.7M | SEC |
| Q2 2022 | Jul 27, 2022 | $0.67 | $0.71 | +5.63% | $36.8M | SEC |
| Q1 2022 | Apr 26, 2022 | $0.67 | $0.74 | +9.86% | $36.0M | SEC |
| Q4 2021 | Jan 27, 2022 | $0.71 | $0.59 | −16.00% | $34.8M | SEC |
| Q3 2021 | Oct 26, 2021 | $0.75 | $0.76 | +1.25% | $36.3M | SEC |
| Q2 2021 | Jul 27, 2021 | $0.75 | $0.78 | +3.66% | $36.8M | SEC |
| Q1 2021 | Apr 27, 2021 | $0.63 | $0.78 | +23.20% | $34.8M | SEC |
| Q4 2020 | Jan 28, 2021 | $0.66 | $0.74 | +12.51% | $35.6M | SEC |
Quarterly revenue
Frequently asked questions
When did Arrow Financial (AROW) last report earnings?
Arrow Financial last reported on Jan 29, 2026, covering fiscal Q4 2025.
Did AROW beat earnings estimates?
Yes. Arrow Financial reported EPS of $0.85 for Q4 2025 against a $0.80 estimate — a 6.25% beat.
How much revenue did AROW report last quarter?
Arrow Financial reported $43.4M in revenue for Q4 2025, against a consensus estimate of $43.3M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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