Cullen/Frost Bankers (CFR) earnings history
Most recent quarter
- Fiscal period
- Q2 2026
- Period end
- Jun 30, 2026
- EPS actual
- $2.70
- EPS estimate
- $2.55
- EPS surprise
- +5.77%
- Revenue surprise
- +1.46%
- Revenue
- $598.3M
- Revenue estimate
- $589.7M
- Reported
- Jul 30, 2026
Cullen/Frost Bankers reported Q2 2026 results on July 30, 2026. Earnings per share were $2.70, ahead of the $2.55 estimate by 5.77%. Revenue was $598.3 million, 1.46% above the $589.7 million consensus. Compared with Q2 2025, EPS rose about 13% from $2.39 and revenue rose about 5% from $567.8 million.
Over the 20 quarters in the table, earnings have grown unevenly. Annual EPS was $8.81 in 2022, $9.10 in 2023, $8.87 in 2024 and $9.92 in 2025. The first half of 2026 adds up to $5.35 per share, about 14% more than the $4.69 of the first half of 2025. Revenue grew every year, from $1.77 billion in 2022 to $2.32 billion in 2025, a rise of about 31%. The quarterly EPS high in the table is still Q4 2022 at $2.91, and the low is $1.50 in Q1 2022. Cullen/Frost beat the EPS estimate in 18 of the 20 quarters. The misses came back to back, in Q4 2023 by 19.87% and Q1 2024 by 1.41%.
Q3 results came out between October 26 and October 31 in each of the past five years. That points to late October 2026 for the next report.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Jul 30, 2026 | $2.55 | $2.70 | +5.77% | $598.3M | SEC |
| Q1 2026 | Apr 30, 2026 | $2.48 | $2.65 | +6.88% | $597.1M | SEC |
| Q4 2025 | Jan 29, 2026 | $2.45 | $2.56 | +4.35% | $603.4M | SEC |
| Q3 2025 | Oct 30, 2025 | $2.38 | $2.67 | +12.05% | $589.3M | SEC |
| Q2 2025 | Jul 31, 2025 | $2.31 | $2.39 | +3.67% | $567.8M | SEC |
| Q1 2025 | May 1, 2025 | $2.16 | $2.30 | +6.30% | $560.4M | SEC |
| Q4 2024 | Jan 30, 2025 | $2.16 | $2.36 | +9.22% | $556.5M | SEC |
| Q3 2024 | Oct 31, 2024 | $2.17 | $2.24 | +3.03% | $538.9M | SEC |
| Q2 2024 | Jul 25, 2024 | $2.07 | $2.21 | +6.82% | $528.8M | SEC |
| Q1 2024 | Apr 25, 2024 | $2.09 | $2.06 | −1.41% | $522.7M | SEC |
| Q4 2023 | Jan 25, 2024 | $1.93 | $1.55 | −19.87% | $523.7M | SEC |
| Q3 2023 | Oct 26, 2023 | $2.11 | $2.38 | +12.90% | $513.4M | SEC |
| Q2 2023 | Jul 27, 2023 | $2.40 | $2.47 | +3.05% | $512.1M | SEC |
| Q1 2023 | Apr 27, 2023 | $2.55 | $2.70 | +5.84% | $531.1M | SEC |
| Q4 2022 | Jan 26, 2023 | $2.76 | $2.91 | +5.46% | $529.6M | SEC |
| Q3 2022 | Oct 27, 2022 | $2.22 | $2.59 | +16.68% | $455.4M | — |
| Q2 2022 | Jul 28, 2022 | $1.77 | $1.81 | +2.50% | $409.3M | — |
| Q1 2022 | Apr 28, 2022 | $1.47 | $1.50 | +1.86% | $373.6M | — |
| Q4 2021 | Jan 27, 2022 | $1.34 | $1.54 | +15.08% | $373.1M | — |
| Q3 2021 | Oct 28, 2021 | $1.52 | $1.65 | +8.73% | $362.5M | — |
Quarterly revenue
Frequently asked questions
When did Cullen/Frost Bankers (CFR) last report earnings?
Cullen/Frost Bankers last reported on Jul 30, 2026, covering fiscal Q2 2026.
Did CFR beat earnings estimates?
Yes. Cullen/Frost Bankers reported EPS of $2.70 for Q2 2026 against a $2.55 estimate — a 5.77% beat.
How much revenue did CFR report last quarter?
Cullen/Frost Bankers reported $598.3M in revenue for Q2 2026, against a consensus estimate of $589.7M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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