Chime Financial (CHYM) earnings history
Most recent quarter
- Fiscal period
- Q2 2026
- Period end
- Jun 30, 2026
- EPS actual
- $0.07
- EPS estimate
- $0.00
- EPS surprise
- +5284.62%
- Revenue surprise
- +4.45%
- Revenue
- $669.8M
- Revenue estimate
- $641.3M
- Reported
- Aug 5, 2026
Chime Financial reported Q2 2026 results on August 5, 2026. It earned $0.07 per share, against an estimate of $0.00, meaning analysts expected roughly break-even. Revenue was $669.8 million, ahead of the $641.3 million consensus by 4.45%. Compared with Q2 2025, revenue rose about 27% from $528.1 million, and the result turned from a loss to a profit.
The record here is short, with only five quarters in the table, starting with Q2 2025. That first quarter shows a loss of $7.29 per share, far larger than any other quarter in the table. Losses then narrowed to $0.15 in Q3 2025 and $0.12 in Q4 2025. The company turned profitable in 2026, earning $0.13 per share in Q1 and $0.07 in Q2. Revenue has risen every quarter, from $528.1 million to $669.8 million. Chime Financial beat the EPS estimate in all five quarters, and revenue topped the consensus each time too. Five quarters are too few for annual totals.
The only Q3 report in the table came out on November 5, 2025. If that timing holds, the next report would come in early November 2026. It will show whether the company stays profitable for a third straight quarter.
Earnings history
Quarterly revenue
Frequently asked questions
When did Chime Financial (CHYM) last report earnings?
Chime Financial last reported on Aug 5, 2026, covering fiscal Q2 2026.
Did CHYM beat earnings estimates?
Yes. Chime Financial reported EPS of $0.07 for Q2 2026 against a $0.00 estimate — a 5284.62% beat.
How much revenue did CHYM report last quarter?
Chime Financial reported $669.8M in revenue for Q2 2026, against a consensus estimate of $641.3M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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