Cincinnati Financial (CINF) earnings history
Most recent quarter
- Fiscal period
- Q2 2026
- Period end
- Jun 30, 2026
- EPS actual
- $1.43
- EPS estimate
- $1.84
- EPS surprise
- −22.14%
- Revenue surprise
- −2.82%
- Revenue
- $2.6B
- Revenue estimate
- $2.7B
- Reported
- Jul 27, 2026
Cincinnati Financial reported Q2 2026 results on July 27, 2026. Earnings per share came in at $1.43, short of the $1.84 estimate by 22.14%. Revenue was $2.6 billion, 2.82% below the $2.7 billion consensus. Compared with Q2 2025, EPS fell about 27% from $1.97, while revenue rose about 4% from $2.5 billion.
The longer record shows strong growth with large swings. Annual EPS rose from $4.23 in 2022 to $6.04 in 2023, $7.57 in 2024 and $7.95 in 2025. The 2025 total includes a loss of $0.24 per share in Q1 2025, the only loss in the table. Because of that loss, the first half of 2026, at $3.53, was about double the same period a year earlier. Q4 2025 holds the EPS high in the table, at $3.37. Over the last 20 quarters, Cincinnati Financial beat the EPS estimate 16 times. The Q2 2026 miss was its largest since Q2 2022, when EPS fell 38.85% short.
Cincinnati Financial reported Q3 between October 24 and October 31 in each of the past five years. That points to late October 2026 for the next report. It will show whether EPS moves back toward the levels of late 2025.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Jul 27, 2026 | $1.84 | $1.43 | −22.14% | $2.6B | SEC |
| Q1 2026 | Apr 27, 2026 | $1.95 | $2.10 | +7.86% | $2.6B | SEC |
| Q4 2025 | Feb 9, 2026 | $2.90 | $3.37 | +16.32% | $2.6B | SEC |
| Q3 2025 | Oct 27, 2025 | $2.14 | $2.85 | +33.10% | $2.6B | SEC |
| Q2 2025 | Jul 28, 2025 | $1.41 | $1.97 | +40.18% | $2.5B | SEC |
| Q1 2025 | Apr 28, 2025 | −$0.62 | −$0.24 | +61.32% | $2.3B | SEC |
| Q4 2024 | Feb 10, 2025 | $1.90 | $3.14 | +65.00% | $2.4B | SEC |
| Q3 2024 | Oct 24, 2024 | $1.46 | $1.42 | −2.88% | $2.3B | SEC |
| Q2 2024 | Jul 25, 2024 | $0.96 | $1.29 | +34.17% | $2.2B | SEC |
| Q1 2024 | Apr 25, 2024 | $1.69 | $1.72 | +1.71% | $2.1B | SEC |
| Q4 2023 | Feb 6, 2024 | $1.95 | $2.28 | +17.19% | $2.1B | SEC |
| Q3 2023 | Oct 26, 2023 | $1.15 | $1.66 | +44.44% | $2.0B | SEC |
| Q2 2023 | Jul 27, 2023 | $0.74 | $1.21 | +63.54% | $1.9B | SEC |
| Q1 2023 | Apr 27, 2023 | $0.73 | $0.89 | +22.51% | $1.9B | SEC |
| Q4 2022 | Feb 6, 2023 | $1.28 | $1.27 | −0.40% | $1.9B | SEC |
| Q3 2022 | Oct 31, 2022 | $0.67 | $0.73 | +8.24% | $1.9B | SEC |
| Q2 2022 | Jul 27, 2022 | $1.06 | $0.65 | −38.85% | $1.8B | SEC |
| Q1 2022 | Apr 28, 2022 | $1.47 | $1.58 | +7.38% | $1.7B | SEC |
| Q4 2021 | Feb 15, 2022 | $1.35 | $1.97 | +46.06% | $1.7B | SEC |
| Q3 2021 | Oct 27, 2021 | $0.87 | $1.28 | +46.74% | $1.7B | SEC |
Quarterly revenue
Frequently asked questions
When did Cincinnati Financial (CINF) last report earnings?
Cincinnati Financial last reported on Jul 27, 2026, covering fiscal Q2 2026.
Did CINF beat earnings estimates?
No. Cincinnati Financial reported EPS of $1.43 for Q2 2026 against a $1.84 estimate — a 22.14% miss.
How much revenue did CINF report last quarter?
Cincinnati Financial reported $2.6B in revenue for Q2 2026, against a consensus estimate of $2.7B.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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