Flagstar Bank
FLG

Flagstar Bank (FLG) earnings history

Most recent quarter

Period end
Jun 30, 2026
EPS surprise
−5.96%
Revenue
$516.0M
Reported
Jul 24, 2026

Flagstar Bank reported Q2 2026 results on July 24, 2026. Earnings per share were $0.06, in line with the $0.06 estimate on a rounded basis but 5.96% short by the source's surprise figure. Revenue was $516.0 million, 4.60% under the $540.9 million consensus. A year earlier, Q2 2025 was a loss of $0.19 per share on revenue of $496.0 million, so revenue rose about 4%.

Flagstar lost money in eight straight quarters, from Q4 2023 through Q3 2025. The largest loss was $1.35 per share in Q1 2024. Full-year 2024 was a loss of $3.69 per share and 2025 a loss of $0.51. The last three quarters were profitable, at $0.05, $0.03 and $0.06. Q1 2023 stands out with EPS of $8.61 and revenue of $2.7 billion, far above any other quarter in the table. Over the last 20 quarters, the bank beat the EPS estimate 8 times and missed 12 times.

Q3 results came out between October 24 and October 27 in each of the past five years. That points to late October 2026 for the next report, which will show whether the return to profit seen in the last three quarters holds.

Earnings history

PeriodReportedEPS estimateEPS actualSurpriseRevenueFiling
Q2 2026Jul 24, 2026$0.06$0.06−5.96%$516.0MSEC
Q1 2026Apr 24, 2026$0.03$0.03−1.64%$498.0MSEC
Q4 2025Jan 30, 2026$0.01$0.05+237.84%$557.0MSEC
Q3 2025Oct 24, 2025−$0.08−$0.11−42.67%$519.0MSEC
Q2 2025Jul 25, 2025−$0.14−$0.19−32.04%$496.0MSEC
Q1 2025Apr 25, 2025−$0.28−$0.26+6.10%$490.0MSEC
Q4 2024Jan 30, 2025−$0.55−$0.41+25.75%$625.0MSEC
Q3 2024Oct 25, 2024−$0.43−$0.79−83.64%$623.0MSEC
Q2 2024Jul 25, 2024−$0.43−$1.14−163.40%$671.0MSEC
Q1 2024May 1, 2024−$0.79−$1.35−71.82%$633.0MSEC
Q4 2023Jan 31, 2024$0.80−$1.08−235.24%$886.0MSEC
Q3 2023Oct 26, 2023$0.99$0.81−18.27%$1.0BSEC
Q2 2023Jul 27, 2023$0.87$1.65+90.38%$1.2BSEC
Q1 2023Apr 28, 2023$0.54$8.61+1501.56%$2.7BSEC
Q4 2022Jan 31, 2023$0.60$0.90+50.91%$577.0MSEC
Q3 2022Oct 26, 2022$0.94$0.90−4.33%$343.0MSEC
Q2 2022Jul 27, 2022$0.96$1.02+6.17%$377.0MSEC
Q1 2022Apr 27, 2022$0.93$0.93+0.48%$346.0MSEC
Q4 2021Jan 26, 2022$0.93$0.90−3.35%$338.0MSEC
Q3 2021Oct 27, 2021$0.96$0.90−6.17%$333.0MSEC

Quarterly revenue

Q3 2021
$333.0M
Q4 2021
$338.0M
Q1 2022
$346.0M
Q2 2022
$377.0M
Q3 2022
$343.0M
Q4 2022
$577.0M
Q1 2023
$2.7B
Q2 2023
$1.2B
Q3 2023
$1.0B
Q4 2023
$886.0M
Q1 2024
$633.0M
Q2 2024
$671.0M
Q3 2024
$623.0M
Q4 2024
$625.0M
Q1 2025
$490.0M
Q2 2025
$496.0M
Q3 2025
$519.0M
Q4 2025
$557.0M
Q1 2026
$498.0M
Q2 2026
$516.0M

Frequently asked questions

  • When did Flagstar Bank (FLG) last report earnings?

    Flagstar Bank last reported on Jul 24, 2026, covering fiscal Q2 2026.

  • Did FLG beat earnings estimates?

    No. Flagstar Bank reported EPS of $0.06 for Q2 2026 against a $0.06 estimate — a 5.96% miss.

  • How much revenue did FLG report last quarter?

    Flagstar Bank reported $516.0M in revenue for Q2 2026, against a consensus estimate of $540.9M.

Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.

This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.