Peoples Financial Services (PFIS) earnings history
Most recent quarter
- Fiscal period
- Q4 2025
- Period end
- Dec 31, 2025
- EPS actual
- $1.36
- EPS estimate
- $1.52
- EPS surprise
- −10.53%
- Revenue surprise
- −3.09%
- Revenue
- $46.8M
- Revenue estimate
- $48.3M
- Reported
- Jan 30, 2026
Peoples Financial Services' latest results in the table are for Q4 2025, reported on January 30, 2026. Earnings per share were $1.36, below the $1.52 estimate by 10.53%. Revenue was $46.8 million, 3.09% short of the $48.3 million consensus. Compared with Q4 2024, EPS rose about 37% from $0.99 and revenue rose about 6% from $44.2 million.
Quarterly revenue ran between $21.9 million and $27.9 million from Q1 2022 to Q2 2024, then reached $45.0 million in Q3 2024 and has stayed between $44.2 million and $48.4 million since. Annual revenue rose 41% in 2025 to $187.7 million. Annual EPS was $5.50 in 2022, $4.01 in 2023, $3.77 in 2024 and $6.07 in 2025. The lowest quarters were Q1 and Q2 2024, at $0.55 and $0.59, and Q2 2025's $1.69 is the high. Every quarter shown was profitable. The company beat the EPS estimate 8 times and missed 7 over 17 reports.
The table has no rows yet for Q1 or Q2 2026. In past years, Q1 results came out between April 25 and May 1, and Q2 results between July 21 and July 31. Those rows will show whether 2025's higher earnings carried into 2026.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q4 2025 | Jan 30, 2026 | $1.52 | $1.36 | −10.53% | $46.8M | SEC |
| Q3 2025 | Oct 30, 2025 | $1.53 | $1.51 | −1.31% | $46.7M | SEC |
| Q2 2025 | Jul 31, 2025 | $1.47 | $1.69 | +15.36% | $48.4M | SEC |
| Q1 2025 | May 1, 2025 | $1.33 | $1.51 | +13.96% | $45.8M | SEC |
| Q4 2024 | Feb 6, 2025 | $1.51 | $0.99 | −34.31% | $44.2M | SEC |
| Q3 2024 | Nov 5, 2024 | $1.08 | $1.64 | +52.56% | $45.0M | SEC |
| Q2 2024 | Jul 25, 2024 | $0.61 | $0.59 | −3.28% | $21.9M | SEC |
| Q1 2024 | Apr 25, 2024 | $0.65 | $0.55 | −14.73% | $22.0M | SEC |
| Q4 2023 | Jan 25, 2024 | $0.89 | $0.61 | −31.46% | $23.5M | SEC |
| Q3 2023 | Oct 31, 2023 | $0.93 | $1.05 | +12.90% | $25.0M | SEC |
| Q2 2023 | Jul 26, 2023 | $1.06 | $1.31 | +23.58% | $25.6M | SEC |
| Q1 2023 | Apr 27, 2023 | $1.02 | $1.04 | +1.96% | $25.5M | SEC |
| Q4 2022 | Jan 26, 2023 | $1.39 | $1.49 | +7.19% | $27.8M | SEC |
| Q3 2022 | Oct 20, 2022 | $1.47 | $1.38 | −6.12% | $27.9M | SEC |
| Q2 2022 | Jul 21, 2022 | $1.30 | $1.30 | +0.00% | $26.6M | SEC |
| Q1 2022 | Apr 26, 2022 | $1.00 | $1.33 | +33.00% | $26.1M | SEC |
| Q4 2021 | Jan 31, 2022 | $0.00 | $0.86 | +0.00% | $36.9M | SEC |
Quarterly revenue
Frequently asked questions
When did Peoples Financial Services (PFIS) last report earnings?
Peoples Financial Services last reported on Jan 30, 2026, covering fiscal Q4 2025.
Did PFIS beat earnings estimates?
No. Peoples Financial Services reported EPS of $1.36 for Q4 2025 against a $1.52 estimate — a 10.53% miss.
How much revenue did PFIS report last quarter?
Peoples Financial Services reported $46.8M in revenue for Q4 2025, against a consensus estimate of $48.3M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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