Upstart (UPST) stock price, chart and financials

Price chart

Revenue (trailing twelve months)

$1.2B

Revenue (quarter)

$364.7M

Revenue growth (year over year)

+41.75%

Gross profit (trailing twelve months)

$1.2B

Gross margin

100.00%

Net income (trailing twelve months)

$60.3M

Net income (quarter)

$16.5M

Net income growth (year over year)

+194.97%

Net margin

4.84%

Return on equity

7.94%

EPS (trailing twelve months)

$0.63

Book value per share

$8.20

P/E (trailing twelve months)

39.92

Price to book

3.02

Debt to assets

74.85%

Payout ratio

—

Dividend yield

—

Company profile

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

• Is Upstart (UPST) profitable?

  Yes. Upstart earned $60.3M in net income over the trailing twelve months, a net margin of 4.84%.

• How much revenue does Upstart (UPST) make?

  Upstart generated $1.2B in revenue over the trailing twelve months, up 41.75% year over year.

• What is UPST's P/E ratio?

  Upstart trades at 39.9 times trailing twelve-month earnings, on an EPS of $0.63.

• How do I buy stock in Upstart (UPST)?

  UPST trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at Light Horse Dashboard, the trading API, or an AI agent connected over MCP. The trade panel on this page places the order once you are signed in.