Getting Started

How to Open an Account

Create your Light Horse account online in a few minutes.

Requirements

Before you begin, make sure you have:

  • A U.S. Social Security Number (SSN)
  • A government-issued photo ID (driver's license or passport)
  • A U.S. residential address
  • At least $100 for your initial deposit (the minimum to start trading)
  • A U.S. bank account in your name to link for funding

How to Apply

  1. Go to lighthorse.io and tap Open Account & Join Beta
  2. Enter your email address and create a password
  3. Complete the identity verification form — name, date of birth, SSN, and address
  4. Upload a photo of your government-issued ID
  5. Review and e-sign the account agreements
  6. Link your bank account and make your initial deposit

Why We Verify Your Identity

Federal law (the USA PATRIOT Act and Bank Secrecy Act) requires all U.S. broker-dealers to verify the identity of every customer. This process is called Know Your Customer (KYC).

What You'll Need to Provide

  • Legal full name as it appears on your government ID
  • Date of birth
  • Social Security Number (SSN)
  • Current U.S. residential address
  • Government-issued photo ID — acceptable forms include:
    • U.S. driver's license
    • U.S. state ID card
    • U.S. passport or passport card
    • Military ID

How to Submit Your ID

During account opening, you'll be prompted to take a photo of your ID using your phone's camera or upload an image file. The system will automatically read and verify the document.

Account Types

Light Horse currently offers individual taxable cash accounts. Margin accounts, joint accounts, IRAs, and other account types are not currently available.

Frequently Asked Questions

  • How long does it take?

    Verification is typically instant and most applications are approved automatically within minutes. In some cases manual review may be required, which can take up to 2 business days. You'll receive an email notification when your account is approved.

  • What happens if verification fails?

    If we cannot verify your identity automatically, our team will contact you by email to request additional documentation. Common reasons for manual review include a blurry photo, name discrepancies, or an expired ID.

  • Can non-U.S. residents open an account?

    At this time, Light Horse accounts are only available to U.S. residents with a U.S. Social Security Number and a U.S. bank account.

  • What is the minimum deposit to open an account?

    The minimum initial deposit is $100.