Affirm Holdings (AFRM) earnings history
Most recent quarter
- Fiscal period
- Q4 2026
- Period end
- Jun 30, 2026
- EPS actual
- $4.62
- EPS estimate
- $0.35
- EPS surprise
- +1224.16%
- Revenue surprise
- +5.32%
- Revenue
- $1.2B
- Revenue estimate
- $1.1B
- Reported
- Aug 27, 2026
Affirm reported fiscal Q4 2026 results on August 27, 2026. Earnings per share were $4.62, far above the $0.35 estimate, a 1224.16% beat. Revenue was $1.2 billion against a $1.1 billion consensus. Compared with fiscal Q4 2025, EPS rose from $0.20 and revenue rose about 37% from $876.4 million. That EPS is far above any other in the table; the next highest is $0.37 in fiscal Q2 2026.
The record shows a turn from losses to profits. Every quarter from fiscal Q1 2022 through Q1 2025 was a loss, and fiscal years 2022 to 2024 ended in losses of $2.54, $3.34 and $1.68 per share. Fiscal 2025 was a small profit of $0.15, and fiscal 2026 adds up to $5.52, with every quarter profitable. Fiscal 2026 revenue totals about $4.2 billion, roughly 31% more than fiscal 2025's $3.2 billion. Affirm beat the EPS estimate 15 times in 20 quarters, including the last seven.
Affirm has reported fiscal Q1 between November 6 and November 10 in each of the past five years. That points to early November 2026 for the next report. It will show whether quarterly EPS stays near the fiscal Q4 level or returns toward the earlier range.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q4 2026 | Aug 27, 2026 | $0.35 | $4.62 | +1224.16% | $1.2B | SEC |
| Q3 2026 | May 7, 2026 | $0.17 | $0.30 | +76.06% | $1.0B | SEC |
| Q2 2026 | Feb 5, 2026 | $0.27 | $0.37 | +38.37% | $1.1B | SEC |
| Q1 2026 | Nov 6, 2025 | $0.11 | $0.23 | +105.17% | $933.3M | SEC |
| Q4 2025 | Aug 28, 2025 | $0.12 | $0.20 | +61.94% | $876.4M | SEC |
| Q3 2025 | May 8, 2025 | −$0.01 | $0.01 | +258.73% | $783.1M | SEC |
| Q2 2025 | Feb 6, 2025 | −$0.13 | $0.25 | +289.24% | $866.4M | SEC |
| Q1 2025 | Nov 7, 2024 | −$0.28 | −$0.31 | −9.31% | $698.5M | SEC |
| Q4 2024 | Aug 28, 2024 | −$0.48 | −$0.14 | +70.87% | $659.0M | SEC |
| Q3 2024 | May 8, 2024 | −$0.70 | −$0.43 | +38.43% | $576.0M | SEC |
| Q2 2024 | Feb 8, 2024 | −$0.72 | −$0.54 | +25.48% | $591.1M | SEC |
| Q1 2024 | Nov 8, 2023 | −$0.70 | −$0.57 | +18.22% | $496.5M | SEC |
| Q4 2023 | Aug 24, 2023 | −$0.87 | −$0.69 | +20.26% | $445.8M | SEC |
| Q3 2023 | May 9, 2023 | −$0.92 | −$0.69 | +24.84% | $381.0M | SEC |
| Q2 2023 | Feb 8, 2023 | −$0.99 | −$1.10 | −10.86% | $399.6M | SEC |
| Q1 2023 | Nov 8, 2022 | −$0.86 | −$0.86 | +0.54% | $361.6M | SEC |
| Q4 2022 | Aug 25, 2022 | −$0.62 | −$0.65 | −5.23% | $364.1M | SEC |
| Q3 2022 | May 12, 2022 | −$0.52 | −$0.19 | +63.13% | $354.8M | SEC |
| Q2 2022 | Feb 10, 2022 | −$0.33 | −$0.57 | −73.83% | $361.0M | SEC |
| Q1 2022 | Nov 10, 2021 | −$0.36 | −$1.13 | −216.62% | $269.4M | SEC |
Quarterly revenue
Frequently asked questions
When did Affirm Holdings (AFRM) last report earnings?
Affirm Holdings last reported on Aug 27, 2026, covering fiscal Q4 2026.
Did AFRM beat earnings estimates?
Yes. Affirm Holdings reported EPS of $4.62 for Q4 2026 against a $0.35 estimate — a 1224.16% beat.
How much revenue did AFRM report last quarter?
Affirm Holdings reported $1.2B in revenue for Q4 2026, against a consensus estimate of $1.1B.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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