Credit Acceptance (CACC) stock price, chart and financials

Price chart

Revenue (trailing twelve months)

$2.3B

Revenue (quarter)

$587.4M

Revenue growth (year over year)

+0.62%

Gross profit (trailing twelve months)

$2.3B

Gross margin

100.00%

Net income (trailing twelve months)

$501.9M

Net income (quarter)

$135.9M

Net income growth (year over year)

+55.49%

Net margin

21.54%

Return on equity

31.93%

EPS (trailing twelve months)

$46.26

Book value per share

$153.13

P/E (trailing twelve months)

11.06

Price to book

3.49

Debt to assets

81.57%

Payout ratio

—

Dividend yield

—

Company profile

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.

• Is Credit Acceptance (CACC) profitable?

  Yes. Credit Acceptance earned $501.9M in net income over the trailing twelve months, a net margin of 21.54%.

• How much revenue does Credit Acceptance (CACC) make?

  Credit Acceptance generated $2.3B in revenue over the trailing twelve months, up 0.62% year over year.

• What is CACC's P/E ratio?

  Credit Acceptance trades at 11.1 times trailing twelve-month earnings, on an EPS of $46.26.

• How do I buy stock in Credit Acceptance (CACC)?

  CACC trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at Light Horse Dashboard, the trading API, or an AI agent connected over MCP. The trade panel on this page places the order once you are signed in.