Credit Acceptance (CACC) earnings history
Most recent quarter
- Fiscal period
- Q2 2026
- Period end
- Jun 30, 2026
- EPS actual
- $12.12
- EPS estimate
- $12.20
- EPS surprise
- −0.65%
- Revenue surprise
- −0.11%
- Revenue
- $587.4M
- Revenue estimate
- $588.1M
- Reported
- Aug 4, 2026
Credit Acceptance reported Q2 2026 results on August 4, 2026. Earnings per share of $12.12 came in 0.65% below the $12.20 estimate, and revenue of $587.4 million was 0.11% below the $588.1 million consensus. Compared with Q2 2025, EPS rose 41.6% from $8.56, while revenue was up 0.6% from $583.8 million. Revenue was the highest in the table.
EPS has swung widely from quarter to quarter. The table's high was $15.79 in Q3 2021 and its low $1.69 in Q2 2023. Annual EPS was $38.95 in 2022, $24.79 in 2023, $39.91 in 2024 and $39.54 in 2025. Revenue has been steadier, rising every year from $1.83 billion in 2022 to $2.32 billion in 2025, up 26.5%. First-half 2026 EPS totals $22.83, 27.5% above the $17.91 a year earlier. Results against estimates have been mixed: 11 beats and nine misses over the last 20 quarters, including small misses in the two latest.
Credit Acceptance reported Q3 between October 30 and November 1 in each of the past five years. That points to around the end of October 2026 for the next report. It will show whether the year-over-year EPS gains of recent quarters carry on.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Aug 4, 2026 | $12.20 | $12.12 | −0.65% | $587.4M | SEC |
| Q1 2026 | May 5, 2026 | $10.73 | $10.71 | −0.20% | $580.0M | SEC |
| Q4 2025 | Jan 29, 2026 | $10.01 | $11.35 | +13.39% | $579.9M | SEC |
| Q3 2025 | Oct 30, 2025 | $9.87 | $10.28 | +4.11% | $582.4M | SEC |
| Q2 2025 | Jul 31, 2025 | $10.16 | $8.56 | −15.76% | $583.8M | SEC |
| Q1 2025 | Apr 30, 2025 | $9.67 | $9.35 | −3.28% | $571.1M | SEC |
| Q4 2024 | Jan 30, 2025 | $7.93 | $10.17 | +28.32% | $565.9M | SEC |
| Q3 2024 | Oct 30, 2024 | $9.21 | $10.17 | +10.41% | $550.3M | SEC |
| Q2 2024 | Jul 31, 2024 | $8.86 | $10.29 | +16.19% | $538.2M | SEC |
| Q1 2024 | Apr 30, 2024 | $9.13 | $9.28 | +1.61% | $508.0M | SEC |
| Q4 2023 | Jan 31, 2024 | $5.90 | $10.06 | +70.62% | $491.6M | SEC |
| Q3 2023 | Oct 30, 2023 | $5.71 | $5.43 | −4.95% | $478.6M | SEC |
| Q2 2023 | Aug 1, 2023 | $8.18 | $1.69 | −79.34% | $477.9M | SEC |
| Q1 2023 | May 1, 2023 | $8.21 | $7.61 | −7.27% | $453.8M | SEC |
| Q4 2022 | Jan 31, 2023 | $7.40 | $9.58 | +29.40% | $459.0M | SEC |
| Q3 2022 | Nov 1, 2022 | $10.33 | $6.49 | −37.15% | $460.3M | SEC |
| Q2 2022 | Aug 1, 2022 | $12.89 | $7.94 | −38.42% | $457.4M | SEC |
| Q1 2022 | May 2, 2022 | $12.04 | $14.94 | +24.08% | $455.7M | SEC |
| Q4 2021 | Jan 31, 2022 | $12.69 | $14.60 | +15.06% | $463.2M | SEC |
| Q3 2021 | Nov 1, 2021 | $11.74 | $15.79 | +34.54% | $470.1M | SEC |
Quarterly revenue
Frequently asked questions
When did Credit Acceptance (CACC) last report earnings?
Credit Acceptance last reported on Aug 4, 2026, covering fiscal Q2 2026.
Did CACC beat earnings estimates?
No. Credit Acceptance reported EPS of $12.12 for Q2 2026 against a $12.20 estimate — a 0.65% miss.
How much revenue did CACC report last quarter?
Credit Acceptance reported $587.4M in revenue for Q2 2026, against a consensus estimate of $588.1M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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