Capital One (COF) earnings history
Most recent quarter
- Fiscal period
- Q2 2026
- Period end
- Jun 30, 2026
- EPS actual
- $5.81
- EPS estimate
- $4.67
- EPS surprise
- +24.36%
- Revenue surprise
- +0.52%
- Revenue
- $15.8B
- Revenue estimate
- $15.8B
- Reported
- Jul 21, 2026
Capital One reported Q2 2026 results on July 21, 2026. Earnings per share came in at $5.81, ahead of the $4.67 estimate by 24.36%. Revenue of $15.8 billion beat the consensus by 0.52%. Compared with Q2 2025, EPS rose about 6% from $5.48 and revenue rose about 26% from $12.5 billion. That revenue was a high for the table.
Quarterly revenue held between $7.8 billion and $10.2 billion through Q1 2025, then reached $15.4 billion by Q3 2025. Annual revenue rose about 37% in 2025, to $53.5 billion from $39.1 billion. Annual EPS fell from $17.60 in 2022 to $12.52 in 2023, recovered to $13.95 in 2024 and rose to $19.35 in 2025. The first half of 2026 adds up to $10.23 per share, about 7% more than a year earlier. The EPS high in the table is still Q3 2021's $6.86, and the low was Q4 2023's $2.24. Capital One topped the EPS estimate in 11 of the last 20 quarters.
Capital One reported Q3 results between October 21 and October 27 in each of the past five years. That points to late October 2026 for the next report. It will show whether revenue holds near $15 billion.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Jul 21, 2026 | $4.67 | $5.81 | +24.36% | $15.8B | SEC |
| Q1 2026 | Apr 21, 2026 | $4.50 | $4.42 | −1.85% | $15.2B | SEC |
| Q4 2025 | Jan 22, 2026 | $4.18 | $3.86 | −7.68% | $15.6B | SEC |
| Q3 2025 | Oct 21, 2025 | $4.49 | $5.95 | +32.51% | $15.4B | SEC |
| Q2 2025 | Jul 22, 2025 | $4.05 | $5.48 | +35.29% | $12.5B | SEC |
| Q1 2025 | Apr 22, 2025 | $3.64 | $4.06 | +11.56% | $10.0B | SEC |
| Q4 2024 | Jan 21, 2025 | $2.83 | $3.09 | +9.27% | $10.2B | SEC |
| Q3 2024 | Oct 24, 2024 | $3.77 | $4.51 | +19.56% | $10.0B | SEC |
| Q2 2024 | Jul 23, 2024 | $3.41 | $3.14 | −7.98% | $9.5B | SEC |
| Q1 2024 | Apr 25, 2024 | $3.31 | $3.21 | −2.94% | $9.4B | SEC |
| Q4 2023 | Jan 25, 2024 | $2.65 | $2.24 | −15.55% | $9.5B | SEC |
| Q3 2023 | Oct 26, 2023 | $3.24 | $4.45 | +37.16% | $9.4B | SEC |
| Q2 2023 | Jul 20, 2023 | $3.26 | $3.52 | +8.06% | $9.0B | SEC |
| Q1 2023 | Apr 27, 2023 | $3.75 | $2.31 | −38.43% | $8.9B | SEC |
| Q4 2022 | Jan 24, 2023 | $3.88 | $2.82 | −27.24% | $9.0B | SEC |
| Q3 2022 | Oct 27, 2022 | $5.11 | $4.20 | −17.86% | $8.8B | SEC |
| Q2 2022 | Jul 21, 2022 | $5.09 | $4.96 | −2.62% | $8.2B | SEC |
| Q1 2022 | Apr 26, 2022 | $5.50 | $5.62 | +2.12% | $8.2B | SEC |
| Q4 2021 | Jan 25, 2022 | $5.34 | $5.41 | +1.40% | $8.1B | SEC |
| Q3 2021 | Oct 26, 2021 | $5.28 | $6.86 | +30.01% | $7.8B | SEC |
Quarterly revenue
Frequently asked questions
When did Capital One (COF) last report earnings?
Capital One last reported on Jul 21, 2026, covering fiscal Q2 2026.
Did COF beat earnings estimates?
Yes. Capital One reported EPS of $5.81 for Q2 2026 against a $4.67 estimate — a 24.36% beat.
How much revenue did COF report last quarter?
Capital One reported $15.8B in revenue for Q2 2026, against a consensus estimate of $15.8B.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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