Bread Financial (BFH) stock price, chart and financials

Price chart

Revenue (trailing twelve months)

$4.0B

Revenue (quarter)

$993.0M

Revenue growth (year over year)

+6.89%

Gross profit (trailing twelve months)

—

Gross margin

—

Net income (trailing twelve months)

$570.0M

Net income (quarter)

$146.0M

Net income growth (year over year)

+5.04%

Net margin

14.41%

Return on equity

17.33%

EPS (trailing twelve months)

$13.12

Book value per share

$86.95

P/E (trailing twelve months)

6.88

Price to book

1.16

Debt to assets

85.01%

Payout ratio

7.80%

Dividend yield

0.99%

Company profile

Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business, which partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.

• Is Bread Financial (BFH) profitable?

  Yes. Bread Financial earned $570.0M in net income over the trailing twelve months, a net margin of 14.41%.

• How much revenue does Bread Financial (BFH) make?

  Bread Financial generated $4.0B in revenue over the trailing twelve months, up 6.89% year over year.

• What is BFH's P/E ratio?

  Bread Financial trades at 6.9 times trailing twelve-month earnings, on an EPS of $13.12.

• How do I buy stock in Bread Financial (BFH)?

  BFH trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at Light Horse Dashboard, the trading API, or an AI agent connected over MCP. The trade panel on this page places the order once you are signed in.