Bread Financial
BFH
Bread Financial (BFH) earnings history
Most recent quarter
- Fiscal period
- Q2 2026
- Period end
- Jun 30, 2026
- EPS actual
- $3.55
- EPS estimate
- $2.74
- EPS surprise
- +29.69%
- Revenue surprise
- +3.51%
- Revenue
- $993.0M
- Revenue estimate
- $959.3M
- Reported
- Jul 23, 2026
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Jul 23, 2026 | $2.74 | $3.55 | +29.69% | $993.0M | SEC |
| Q1 2026 | Apr 23, 2026 | $3.18 | $4.18 | +31.34% | $1.0B | SEC |
| Q4 2025 | Jan 29, 2026 | $0.36 | $2.07 | +468.37% | $975.0M | SEC |
| Q3 2025 | Oct 23, 2025 | $2.11 | $4.02 | +90.28% | $971.0M | SEC |
| Q2 2025 | Jul 24, 2025 | $1.96 | $3.14 | +60.33% | $929.0M | SEC |
| Q1 2025 | Apr 24, 2025 | $2.23 | $2.86 | +28.41% | $970.0M | SEC |
| Q4 2024 | Jan 30, 2025 | $0.25 | $0.41 | +62.89% | $926.0M | SEC |
| Q3 2024 | Oct 24, 2024 | $1.94 | $1.84 | −5.17% | $983.0M | SEC |
| Q2 2024 | Jul 25, 2024 | $1.65 | $2.66 | +60.74% | $939.0M | SEC |
| Q1 2024 | Apr 25, 2024 | $2.98 | $2.73 | −8.50% | $991.0M | SEC |
| Q4 2023 | Jan 25, 2024 | −$0.67 | $0.90 | +233.37% | $1.0B | SEC |
| Q3 2023 | Oct 26, 2023 | $2.33 | $3.46 | +48.63% | $1.0B | SEC |
| Q2 2023 | Jul 27, 2023 | $0.06 | $1.27 | +1906.32% | $952.0M | SEC |
| Q1 2023 | Apr 27, 2023 | $7.00 | $9.08 | +29.68% | $1.3B | SEC |
| Q4 2022 | Jan 26, 2023 | −$2.94 | −$2.68 | +8.79% | $1.0B | SEC |
| Q3 2022 | Oct 27, 2022 | $2.52 | $2.69 | +6.75% | $979.0M | — |
| Q2 2022 | Jul 28, 2022 | $2.21 | $0.25 | −88.68% | $893.0M | — |
| Q1 2022 | Apr 28, 2022 | $4.32 | $4.21 | −2.50% | $921.0M | — |
| Q4 2021 | Jan 27, 2022 | $1.81 | $1.21 | −33.17% | $855.0M | — |
| Q3 2021 | Oct 28, 2021 | $2.83 | $4.11 | +45.46% | $1.1B | — |
Quarterly revenue
Frequently asked questions
When did Bread Financial (BFH) last report earnings?
Bread Financial last reported on Jul 23, 2026, covering fiscal Q2 2026.
Did BFH beat earnings estimates?
Yes. Bread Financial reported EPS of $3.55 for Q2 2026 against a $2.74 estimate — a 29.69% beat.
How much revenue did BFH report last quarter?
Bread Financial reported $993.0M in revenue for Q2 2026, against a consensus estimate of $959.3M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
This page is for informational purposes only. Nothing on it is a recommendation, solicitation or offer to buy or sell any security, nor investment, legal or tax advice. Light Horse Securities Inc does not verify third-party data and is not responsible for its accuracy, completeness or timeliness.