Community Trust Bancorp (CTBI) earnings history
Most recent quarter
- Fiscal period
- Q4 2025
- Period end
- Dec 31, 2025
- EPS actual
- $1.51
- EPS estimate
- $1.41
- EPS surprise
- +6.84%
- Revenue surprise
- +2.15%
- Revenue
- $74.7M
- Revenue estimate
- $73.2M
- Reported
- Jan 21, 2026
The most recent quarter in Community Trust Bancorp's table is Q4 2025, reported January 21, 2026. EPS was $1.51, beating the $1.41 estimate by 6.84%. Revenue of $74.7 million topped the $73.2 million consensus by 2.15%. Compared with Q4 2024, EPS rose about 21% from $1.25 and revenue rose about 14% from $65.7 million.
The table has a gap: there is no row for Q3 2025, so no full-year 2025 total can be given. The complete years show a dip and recovery, with annual EPS of $4.94 in 2021, $4.59 in 2022, $4.35 in 2023 and $4.61 in 2024. Annual revenue rose each year, from $223.5 million in 2021 to $248.6 million in 2024. Each 2025 quarter shown improved on the same quarter of 2024, with Q1 at $1.22 and Q2 at $1.38 per share. The bank beat the EPS estimate in 16 of the 20 quarters listed, including the last six.
From 2022 through 2025, Q1 results came in mid-to-late April and Q2 results in mid-to-late July. No 2026 quarters appear in the table yet, so the next figures shown here will be for Q1 2026, set against $1.22 per share a year earlier.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q4 2025 | Jan 21, 2026 | $1.41 | $1.51 | +6.84% | $74.7M | SEC |
| Q2 2025 | Jul 16, 2025 | $1.27 | $1.38 | +9.09% | $70.2M | SEC |
| Q1 2025 | Apr 16, 2025 | $1.19 | $1.22 | +2.67% | $66.2M | SEC |
| Q4 2024 | Jan 15, 2025 | $1.20 | $1.25 | +4.45% | $65.7M | SEC |
| Q3 2024 | Oct 16, 2024 | $1.14 | $1.23 | +7.47% | $62.8M | SEC |
| Q2 2024 | Jul 17, 2024 | $1.04 | $1.09 | +5.31% | $61.4M | SEC |
| Q1 2024 | Apr 17, 2024 | $0.98 | $1.04 | +5.77% | $58.7M | SEC |
| Q4 2023 | Jan 17, 2024 | $1.08 | $1.04 | −3.70% | $56.7M | SEC |
| Q3 2023 | Oct 18, 2023 | $1.01 | $1.15 | +13.86% | $58.6M | SEC |
| Q2 2023 | Jul 19, 2023 | $1.06 | $1.08 | +1.89% | $57.8M | SEC |
| Q1 2023 | Apr 19, 2023 | $1.12 | $1.08 | −3.14% | $57.6M | SEC |
| Q4 2022 | Jan 18, 2023 | $1.23 | $1.26 | +2.86% | $58.5M | SEC |
| Q3 2022 | Oct 19, 2022 | $1.16 | $1.08 | −6.49% | $58.2M | — |
| Q2 2022 | Jul 20, 2022 | $1.11 | $1.14 | +3.17% | $55.3M | — |
| Q1 2022 | Apr 20, 2022 | $0.96 | $1.11 | +16.23% | $55.0M | — |
| Q4 2021 | Jan 19, 2022 | $1.07 | $1.08 | +1.41% | $55.8M | — |
| Q3 2021 | Oct 20, 2021 | $1.16 | $1.19 | +3.03% | $56.4M | — |
| Q2 2021 | Jul 21, 2021 | $1.11 | $1.34 | +20.72% | $55.5M | — |
| Q1 2021 | May 7, 2021 | $1.00 | $1.33 | +33.00% | $55.8M | — |
| Q4 2020 | Jan 20, 2021 | $0.92 | $0.89 | −3.26% | $53.9M | — |
Quarterly revenue
Frequently asked questions
When did Community Trust Bancorp (CTBI) last report earnings?
Community Trust Bancorp last reported on Jan 21, 2026, covering fiscal Q4 2025.
Did CTBI beat earnings estimates?
Yes. Community Trust Bancorp reported EPS of $1.51 for Q4 2025 against a $1.41 estimate — a 6.84% beat.
How much revenue did CTBI report last quarter?
Community Trust Bancorp reported $74.7M in revenue for Q4 2025, against a consensus estimate of $73.2M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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