MetroCity Bankshares (MCBS) earnings history
Most recent quarter
- Fiscal period
- Q4 2025
- Period end
- Dec 31, 2025
- EPS actual
- $0.68
- EPS estimate
- $0.73
- EPS surprise
- −6.85%
- Revenue surprise
- −1.70%
- Revenue
- $43.7M
- Revenue estimate
- $44.5M
- Reported
- Jan 30, 2026
MetroCity Bankshares' latest results in the table are for Q4 2025, reported on January 30, 2026. Earnings per share were $0.68, below the $0.73 estimate by 6.85%. Revenue was $43.7 million against a $44.5 million estimate. Compared with Q4 2024, EPS rose about 8% from $0.63 and revenue rose about 23% from $35.4 million. That revenue was the highest in the table.
The table has no row for Q3 2025, so no full-year figure is given here for 2025. Annual EPS was $2.40 in 2021 and $2.57 in 2022, fell to $2.02 in 2023 and recovered to $2.51 in 2024. Annual revenue followed a similar path, from $137.9 million in 2021 to a low of $119.8 million in 2023 and $141.3 million in 2024. Quarterly EPS has held between $0.57 and $0.68 since Q1 2024, below the $0.76 high from Q1 2022. MetroCity beat the EPS estimate 14 times in the 20 quarters shown, and Q4 2025 ended a run of six straight beats.
The table shows no 2026 quarters yet. In earlier years, Q1 results came out between April 18 and April 23, and Q2 results in mid-to-late July.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q4 2025 | Jan 30, 2026 | $0.73 | $0.68 | −6.85% | $43.7M | SEC |
| Q2 2025 | Jul 18, 2025 | $0.63 | $0.65 | +3.17% | $37.9M | SEC |
| Q1 2025 | Apr 18, 2025 | $0.61 | $0.63 | +3.28% | $36.0M | SEC |
| Q4 2024 | Jan 21, 2025 | $0.61 | $0.63 | +3.28% | $35.4M | SEC |
| Q3 2024 | Oct 18, 2024 | $0.64 | $0.65 | +1.56% | $36.9M | SEC |
| Q2 2024 | Jul 19, 2024 | $0.59 | $0.66 | +11.86% | $36.3M | SEC |
| Q1 2024 | Apr 19, 2024 | $0.53 | $0.57 | +7.55% | $32.7M | SEC |
| Q4 2023 | Jan 23, 2024 | $0.48 | $0.44 | −8.33% | $30.8M | SEC |
| Q3 2023 | Oct 20, 2023 | $0.50 | $0.45 | −10.00% | $27.1M | SEC |
| Q2 2023 | Jul 21, 2023 | $0.50 | $0.51 | +3.03% | $29.7M | SEC |
| Q1 2023 | Apr 21, 2023 | $0.50 | $0.62 | +25.25% | $32.2M | SEC |
| Q4 2022 | Jan 23, 2023 | $0.60 | $0.52 | −12.61% | $30.7M | SEC |
| Q3 2022 | Oct 21, 2022 | $0.67 | $0.66 | −0.75% | $34.9M | SEC |
| Q2 2022 | Jul 22, 2022 | $0.72 | $0.63 | −11.89% | $34.9M | SEC |
| Q1 2022 | Apr 22, 2022 | $0.70 | $0.76 | +9.35% | $38.3M | SEC |
| Q4 2021 | Jan 24, 2022 | $0.66 | $0.68 | +3.03% | $37.1M | SEC |
| Q3 2021 | Oct 22, 2021 | $0.61 | $0.66 | +7.61% | $37.7M | SEC |
| Q2 2021 | Jul 23, 2021 | $0.53 | $0.56 | +5.66% | $33.4M | SEC |
| Q1 2021 | Apr 23, 2021 | $0.41 | $0.50 | +21.95% | $29.7M | SEC |
| Q4 2020 | Jan 22, 2021 | $0.34 | $0.37 | +9.89% | $24.6M | SEC |
Quarterly revenue
Frequently asked questions
When did MetroCity Bankshares (MCBS) last report earnings?
MetroCity Bankshares last reported on Jan 30, 2026, covering fiscal Q4 2025.
Did MCBS beat earnings estimates?
No. MetroCity Bankshares reported EPS of $0.68 for Q4 2025 against a $0.73 estimate — a 6.85% miss.
How much revenue did MCBS report last quarter?
MetroCity Bankshares reported $43.7M in revenue for Q4 2025, against a consensus estimate of $44.5M.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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