SoFi Technologies (SOFI) earnings history
Most recent quarter
- Fiscal period
- Q2 2026
- Period end
- Jun 30, 2026
- EPS actual
- $0.12
- EPS estimate
- $0.11
- EPS surprise
- +11.42%
- Revenue surprise
- +8.13%
- Revenue
- $1.2B
- Revenue estimate
- $1.1B
- Reported
- Jul 29, 2026
SoFi Technologies reported Q2 2026 results on July 29, 2026. Earnings per share were $0.12, ahead of the $0.11 estimate by 11.42%. Revenue was $1.2 billion against a $1.1 billion consensus, an 8.13% beat. Compared with Q2 2025, EPS rose 50% from $0.08 and revenue rose about 40% from $858.2 million. Revenue was the highest in the table.
SoFi reported a loss in every quarter from Q3 2021 through Q3 2023, the largest being $0.29 per share in Q3 2023. It has been profitable in each quarter since Q4 2023. Annual results moved from losses of $0.40 per share in 2022 and $0.38 in 2023 to profits of $0.37 in 2024 and $0.38 in 2025. The quarterly high in the table is $0.29 in Q4 2024. Revenue has more than quadrupled from $277.2 million in Q3 2021. Over the last 20 quarters, SoFi beat the EPS estimate 19 times; the only miss was Q3 2023.
Q3 results came out between October 28 and November 10 in each of the past five years, and between October 28 and October 30 in the last three. That points to late October 2026 for the next report.
Earnings history
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue | Filing |
|---|---|---|---|---|---|---|
| Q2 2026 | Jul 29, 2026 | $0.11 | $0.12 | +11.42% | $1.2B | SEC |
| Q1 2026 | Apr 29, 2026 | $0.12 | $0.12 | +0.84% | $1.1B | SEC |
| Q4 2025 | Jan 30, 2026 | $0.12 | $0.13 | +12.75% | $1.0B | SEC |
| Q3 2025 | Oct 28, 2025 | $0.08 | $0.11 | +32.05% | $949.6M | SEC |
| Q2 2025 | Jul 29, 2025 | $0.06 | $0.08 | +30.29% | $858.2M | SEC |
| Q1 2025 | Apr 29, 2025 | $0.03 | $0.06 | +84.05% | $770.7M | SEC |
| Q4 2024 | Jan 27, 2025 | $0.04 | $0.29 | +716.90% | $739.1M | SEC |
| Q3 2024 | Oct 29, 2024 | $0.04 | $0.05 | +22.85% | $689.4M | SEC |
| Q2 2024 | Jul 30, 2024 | $0.00 | $0.01 | +112.77% | $597.0M | SEC |
| Q1 2024 | Apr 29, 2024 | $0.01 | $0.02 | +185.71% | $580.6M | SEC |
| Q4 2023 | Jan 29, 2024 | $0.00 | $0.02 | +400.00% | $594.2M | SEC |
| Q3 2023 | Oct 30, 2023 | −$0.08 | −$0.29 | −266.16% | $530.7M | SEC |
| Q2 2023 | Jul 31, 2023 | −$0.07 | −$0.06 | +8.81% | $488.8M | SEC |
| Q1 2023 | May 1, 2023 | −$0.08 | −$0.05 | +37.73% | $460.2M | SEC |
| Q4 2022 | Jan 30, 2023 | −$0.09 | −$0.05 | +46.87% | $443.4M | SEC |
| Q3 2022 | Nov 1, 2022 | −$0.11 | −$0.09 | +15.17% | $419.3M | SEC |
| Q2 2022 | Aug 2, 2022 | −$0.13 | −$0.12 | +9.50% | $356.1M | SEC |
| Q1 2022 | May 10, 2022 | −$0.14 | −$0.14 | +2.30% | $321.7M | SEC |
| Q4 2021 | Mar 1, 2022 | −$0.16 | −$0.15 | +6.13% | $279.9M | SEC |
| Q3 2021 | Nov 10, 2021 | −$0.14 | −$0.05 | +64.23% | $277.2M | SEC |
Quarterly revenue
Frequently asked questions
When did SoFi Technologies (SOFI) last report earnings?
SoFi Technologies last reported on Jul 29, 2026, covering fiscal Q2 2026.
Did SOFI beat earnings estimates?
Yes. SoFi Technologies reported EPS of $0.12 for Q2 2026 against a $0.11 estimate — a 11.42% beat.
How much revenue did SOFI report last quarter?
SoFi Technologies reported $1.2B in revenue for Q2 2026, against a consensus estimate of $1.1B.
Earnings figures may be restated, revised or corrected by the issuer. Past results do not indicate future performance.
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