VersaBank (VBNK) stock price, chart and financials

Price chart

Revenue (trailing twelve months)

$105.3M

Revenue (quarter)

$27.7M

Revenue growth (year over year)

+21.28%

Gross profit (trailing twelve months)

—

Gross margin

—

Net income (trailing twelve months)

$23.9M

Net income (quarter)

$7.2M

Net income growth (year over year)

+50.85%

Net margin

22.74%

Return on equity

6.10%

EPS (trailing twelve months)

$0.74

Book value per share

$12.44

P/E (trailing twelve months)

30.42

Price to book

1.81

Debt to assets

91.77%

Payout ratio

10.57%

Dividend yield

0.32%

Company profile

VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.

• Is VersaBank (VBNK) profitable?

  Yes. VersaBank earned $23.9M in net income over the trailing twelve months, a net margin of 22.74%.

• How much revenue does VersaBank (VBNK) make?

  VersaBank generated $105.3M in revenue over the trailing twelve months, up 21.28% year over year.

• What is VBNK's P/E ratio?

  VersaBank trades at 30.4 times trailing twelve-month earnings, on an EPS of $0.74.

• How do I buy stock in VersaBank (VBNK)?

  VBNK trades commission-free with a Light Horse Securities brokerage account — from the mobile app, the web at Light Horse Dashboard, the trading API, or an AI agent connected over MCP. The trade panel on this page places the order once you are signed in.